The Act Is An Act Of Parliament That Establishes The National Hospital Insurance Fund, Which Provides For Contributions To And Payments Of Benefits Out Of The Fund And As Such Establish A Management Board For Connected Purposes Of The Fund.
The Act is an Act of Parliament that establishes the National Hospital Insurance Fund, which provides for contributions to and payments of benefits out of the Fund and as such establish a management board for connected purposes of the Fund.
The Act, under section 3 provides that there shall be a Fund established with respect to the Act. The Fund, shall be managed by the Board. The Act also provides that all contributions and other payments required by the Act shall be paid into the Fund. The Act also requires that all benefits and other payments shall be paid out of this Fund.
Establishment of the Board (Section 4)
The Act establishes a Board known as the National Hospital Insurance Fund Board of Management which consists of —
The Board is a body corporate with perpetual succession and a common seal, and is capable of suing and being sued; taking, purchasing or otherwise acquiring, holding, charging and disposing of movable and immovable property; borrowing or lending money; and doing or performing all such other things or acts for the proper performance of its functions in the furtherance of the provisions of this Act, which may lawfully be done or performed by a body corporate
What are the functions and objectives of the Board? (Section 5)
The Act provides, inter alia, the functions and objects of the Board as;
What are the powers of the Board? (Section 6)
For performance of its mandate, the Act has given powers to the Board to convey certain functions. These functions include; opening a bank account(s) for the Fund, managing, controlling and administering the assets of the Fund in such a manner as best promotes the objects for which the Fund is established, among other powers.
Can the Board delegate? (Section 8)
Under section 8, the act may, by resolution, delegate to any committee of the Board or to any member or employee, agent or officer of the Board the exercise of any powers or performance of any duties or functions of the Board as specified in the Act.
Is the Board protected from personal liability? (Section 13)
Subject to section 14, no matter or thing done by a member of the Board or any officer, employee or agent of the Board shall, if the matter or thing is done bona fide for executing the functions, powers or duties of the Board under this Act, render the member, officer, employee or agent or any person acting on their directions personally liable to any action, claim or demand whatsoever.
Liability from damages (Section 14)
The Act provides that, despite the provisions of section 13 on protection from liability, the Board shall not be relieved of the liability to pay damages or compensation to any person or his property or interests caused by the exercise of any powers conferred by this Act, or by the failure partially or wholly.
Who can contribute to the Fund? (Section 15)
A person liable as a contributor is required to pay to the Board either a Standard Contribution (if he is salaried) or a Special Contribution (if he is self employed).
Modification of the Act in special cases (Section 28)
The regulations made by the Board may modify the provisions of the Act as it deems fit especially to accommodate persons who are or have been contributors while outside Kenya and persons who are employed on board any aircraft or ship.
Rate of Contribution
The rate of contribution is determined by the Board in consultation with the Minister, and is based on the person (Contributor's) total income. The contribution is required to be paid on the first day of each month or on such later date as the Board, in consultation with the Minister, may prescribe.
Standard Contributions (Section 16)
For this reason, the Act authorises an employer to automatically deduct the contribution from the employee's salary.
If for any reason an employer is unable to ascertain whether any person employed by him is liable to pay the standard contribution for any month, he may apply to the Board for a decision, and, subject to the provisions of section 31, any decision given by the Board thereon shall be final and binding on that employer.
What persons can be treated as employers? (Section 17)
Contributors who work under the general control and management of a person other than their employer, immediate and in relation to any other case of employment for which it appears to the Board that special division is needed, such a person may be treated as an employer for purposes of the Act
Special Contributions (Section 19)
Voluntary Contributions (Section 20)
The Act has given mandate to the Board to make regulations in respect to voluntary contributions and prescribe the manner in which such contributions are made and the procedures followed and the forms to be used. For members under the voluntary category, they pay Kshs.500 per month (Kshs.6000 per annum).
Payment of benefits (Section 22)
From the Fund, the Board is required, to pay such amounts incurred to declared hospitals by the contributor, his named spouse and children. Subject to the provisions of the Act the expenses shall cover both out-patient and in-patient facilities.
The benefits payable from the Fund are limited to expenses incurred in respect of drugs, laboratory tests and diagnostic services, surgical, dental or medical procedures or equipment; physiotherapy care and doctors’ fees, food and boarding costs, subject to limits, regulations and conditions prescribed by the Board in consultation with the Minister.
Claims are submitted by hospitals directly to NHIF after the contributors have been discharged from the hospitals. The claims are examined by the Fund to ensure validity before payment.
A claim can however be rejected and the hospital informed accordingly to incorporate either the missing documents or to address the abnormalities identified.
The Fund strives to pay claims within 14 days upon receipt of the claim from the hospitals. Members who opt to clear the bills with the hospital may launch a general claim directly to NHIF for reimbursement.
No payment shall be made unless the contributor produces, at the time of making the claim, a card issued to him showing payment for the last month in the year for which it became due and for every preceding month in that year, commencing with the first month in respect of which he became liable as a contributor that year, or such other evidence of those payments as the Board may prescribe.
What is used as evidence of payment of contributions? (Section 21)
What constitutes conclusive evidence of payment of contributions? (Section 21(5))
The following shall constitute conclusive evidence that a contribution for any month in any financial year has been paid by a person—
In consultation with the Cabinet Secretary and the chairman of the Kenya Medical Practitioners and Dentists Board, the Board to the Fund may, by way of Gazette declare any hospital, nursing home or maternity home to be a hospital for the purposes of this Act. This declaration may be made subject to such conditions as the Board thinks fit as to the charges which may be made by the hospital to any contributor under this Act (including conditions as to the amount of such charges and the requirement of the Board’s consent to any variation thereof) and where any such conditions are made the Board may publish such conditions in the Gazette or in such other manner as it thinks fit; and it shall not be lawful for the hospital to make any charge to any contributor under this Act which is contrary to such condition.
However, the Board may, at any time and in consultation with the Cabinet Secretary, revoke any declaration of hospitals made under this Act.
Subject to the provisions of this Act, the Board, in consultation with the Minister, may make regulations for the determination by the Board or by any officer thereof, or by a person or body of persons appointed or constituted in accordance with the regulations, of any question arising under or in connection with this Act, including any claim for a benefit, and subject to the provisions of the regulations, a decision in accordance therewith shall be final.
(2) Regulations under subsection (1) may provide—
(a) For enabling appeals to be brought from the decisions of any officer, person or body of persons to any other person or body appointed or constituted in accordance with the regulations to hear such appeals;
(b) For the reference to the High Court for decision on any question of law arising in connection with the determination of any question by any officer, person or body of persons and for appeals to the High Court from the decision of any such officer, person or body on any such question of law; and the Chief Justice shall have power to make rules of court for regulating such references and appeals, for empowering the court to make orders as to the costs of such references and appeals, and for limiting the time within which such appeals may be brought
No duty shall be chargeable under the Stamp Duty Act (Cap. 480) in respect of any instrument executed by any person on behalf of or in favour of the Board or in respect of the payment of any benefit or in refunding any contribution under this Act in any case where, but for this exemption, the Board or any person acting on its behalf would be liable to pay such duty
Proceedings in respect of an offence under this Act, may, notwithstanding any provision to the contrary in any other written law, be commenced at any time within the period of three months from the date on which evidence sufficient in the opinion of the Board to justify a prosecution for an offence, comes to its knowledge, or within the period of twelve months after the commission of the offence, whichever is shorter
(1) The court before which any person is convicted of an offence under this Act may, without prejudice to any civil remedy, order such person to pay to the Board, as the case may be, the amount of any standard contribution or any other sum, together with any penalty found to be due from such person to the Board and any sum so ordered shall be recoverable as a fine and paid into the Fund.
(2) All sums due to the Board shall be recoverable as debts due to the Board, and without prejudice to any other remedy, may be recovered by the Board summarily as a civil debt.
3) All criminal and civil proceedings under this Act may, without prejudice to any other power in that behalf, be instituted by any inspector or other officer of the Board.
(4) All sums recovered by legal proceedings in respect of moneys which should have been paid into the Fund shall, when recovered, be paid into the Fund.
Recovery of compensation or damage. (Section 43)
This section of the Act was amended under the Amendment Bill, 2015 of the Act. It goes ahead to state that; where a contributor to the Fund is entitled, whether under the Workmen's Compensation Act (Cap. 236) or otherwise, to recover compensation or damages in respect of any injury or illness, he shall not, to the extent to which such compensation or damages are recoverable, be entitled to any benefits in respect of any treatment undergone by him as a result of such injury or illness, and any benefits paid in respect of such treatment, shall to the extent to which such compensation or damages have been recovered, be repaid to the Board: Provided that the payment of any benefits as aforesaid shall not preclude the right of the contributor to recover any compensation or damages.
Evidence (Section 44)
The Act provides that, in the event of any proceedings under the Act, a copy of any entry or extracts from the register or records of the Funds, shall be received as prima facie evidence. This, however, is subject to the attestation of such documents as true copies by a certificate purporting to be signed by the chief executive of the Board or a person authorized to place such signature on his behalf.
ACT AND SECTION
General penalties relating to offences under the Act for which no penalty is prescribed
Section 45, National Hospital Insurance Act Fund.
Fine not exceeding fifty thousand shillings or a term not exceeding two years imprisonment or both.
Wilful delay or obstruction of an inspector. Refusal or neglect to answer questions or furnish information to inspectors.
Section 32 (3), National Hospital Insurance Fund Act.
Fine not exceeding ten thousand shillings. In the case of a conviction for making false claims or receiving illegal benefits shall be required to make good any moneys falsely received.
False information by inspectors.
Section 32 (6), National Hospital Insurance Act.
Fine not exceeding ten thousand shillings or imprisonment of not more than 12 months or both.
False statements to obtain benefits
Section 25 (1), National Hospital Insurance Act.
Fine not exceeding five hundred thousand shillings or imprisonment not exceeding 24 months or both.
Impersonation of persons to obtain benefits.
Section 25 (2), National Hospital Insurance Act.
Fine not exceeding 500,000 or imprisonment not exceeding 3 years or both.
Printing or selling of stamps of the provisions of this Act
Section 25 (3), National Hospital Insurance Act.
Fine not exceeding one million or imprisonment not exceeding five years or both.
Fraudulent information by a declared hospital to defraud the Board
Section 25 (4), National Hospital Insurance Act.
Fine not exceeding 500,000 or suspension from the list of declared hospitals for a period not exceeding 5 years.
False statement to affect one’s liability to pay a standard contributions
Section 21 (4), National Hospital Insurance Act.
Fine not exceeding 10,000 or imprisonment not exceeding 6 months or both.
Use of another’s card in order to benefit off a claim.
Section 21 (6), National Hospital Insurance Act.
Fine not exceeding 20, 000 or imprisonment not exceeding 18 months or both.
Failure by a contributor to pay special contribution, without lawful excuse.
Section 19 (3), National Hospital Insurance Amendment Bill, 2015
Fine equal to four times the amount of that contribution but the imposition of any such fine shall not affect the liability of such person to pay the penalty prescribed by subsection (2) below.
Failure to pay special contributions in time.
Section 19 (2), National Hospital Insurance Amendment Bill, 2015
Penalty equal to five times the amount of the contribution shall be payable by that person for each month or part thereof during which the contribution remains unpaid, and any such penalty shall be recoverable as a sum due to the Fund and when recovered shall be paid into the Fund.
Late payment of standard contributions.
Section 18, National Hospital Insurance Amendment Bill, 2015
Penalty equal to five times the amount of that contribution shall be payable by that person for each month or part thereof during which the contribution remains unpaid, and any such penalty shall be recoverable as a sum due to the Fund, and when recovered, shall be paid into the Fund.
If an employer fails to pay a standard contribution in respect of any person employed by him-
(a) that employer shall be liable to pay the penalty prescribed in subsection (1);
(b) That employee shall not be liable to any penalty under this section for so long as he is employed by that employer.
(3) Where a contributor is outside Kenya on the day when a standard contribution becomes payable by him, that contribution shall, for the purposes of this section, be deemed to become payable on the day of his return to Kenya.
Failure to pay (without lawful excuse) the contributions in time or knowingly deducting some amount purporting to be made towards the Fund which is in fact false.
Section 16 (6), National Hospital Insurance Act.
Fine not exceeding 50, 000 shillings.
These are defined under the National Hospital Insurance Fund (Standard and Special Contributions) Regulations, 2003. These regulations carry within a series of subsidiary legislation. These include;
L.N. 14/2015: this legal notice took effect on 1st April 2015. It seeks to propose the premiums to be contributed by persons according to different categories of income.
Gross Income (Kshs.)
Proposed Premiums (Kshs.)
100,000 and over
L.N. 107/2010: this legal notice seeks to give powers to the Board to determine the income of a special contributor. The Board may require such evidence and documentation as it may deem necessary. This is reflected in section 15 of the Act
L.N. 186/2003, L.N. 17/2005: these regulations may be cited as the National Hospital Insurance Fund (Accreditation) Regulations, 2003. They deal with accreditation of hospitals and other health facilities as declared hospitals by the Act. Every hospital that wishes to be declared as one under the Act is required to fill a prescribed form by the Board. The prescribed form contains information on such facilities and issues as are necessary for the delivery of the services for which the institution seeks accreditation, registration and gazettement. This is reflected in section 25 and 32 of the Act.
The Fund strives to accredit as many hospitals as possible so as to ensure all members access NHIF benefits whenever they are across the country.
NHIF has an objective accreditation criteria and guidelines that aim to encourage hospitals towards quality improvement.
Accredited organizations are those recognized by the Fund and allowed to offer services to NHIF members and claim reimbursements thereof.
Accreditation of a health provider takes into account the services, personnel, infrastructure and equipments among other issues that the institutions have. The level of rebate therefore corresponds to the grade after scoring the various aspects.
The Fund, further contracts the health facilities to ensure they provide services comprehensively. This means that NHIF members walk in and walk out of the facilities fully treated at the cost of NHIF without making additional payments.
The contracts spell out the obligations of the health provider and NHIF.
1. Copy of National I.D (including spouse if applicable)
2. Copy of Employer Appointment/Introduction Letter (excludes self employed/voluntary contributors)
3. Coloured passport photo (including spouse & dependants if applicable)
4. Original & copies of Birth Certificate(s) for dependants
1. Copies of passport, alien certificate or work permit (including spouse if applicable)
2. Coloured passport photo (including spouse & dependants if applicable)
1. Copy of passport
2. Coloured passport photo
3. Submit the required amount under the Voluntary/Self Employed Category
At any of the NHIF branches located country wide.
- Kenyatta National Hospital, Nairobi
- Moi Teaching & Referral Hospital, Eldoret
- Provincial General Hospital Kisumu
- Rift Valley Provincial General Hospital, Nakuru
- Coast General Hospital, Mombasa
- Siloam Hospital, Kericho
- Mediheal Hospital & Fertility Centre
- Muranga District Hospital, Muranga
- Thika Level 5 Hospital, Thika
- P.C.E.A Hospital, Kikuyu
- Consolata Hospital, Nyeri
- Tawfiq Hospital, Malindi
- Africare Limited
- Kakamega Country General Hospital
Family planning' Vasectomy and Tubal Ligation
NHIF does not exclude any disease.
|Mombasa||Mombasa||NSSF Building Ground floor, Nguruma Rd||84101, Mombasa||(041)-224360 / 2227463|
|Kwale||Ukunda||Ali Mbarak Bldg, Gd floor, Beach road||1665-80400 Ukunda||(040)3202904 / (041)2011054|
|Kilifi||Kilifi||Equity Building 1st floor, Kwa Charo Wamae Road||1310-80108 Kilifi||(041)- 2011024 / 7522414|
|Kilifi||Mariakani||NHIF Office Next to Total Service Station||449 Mariakani||(051)- 7333077|
|Kilifi||Malindi||Barani Plaza 1st floor, South Wing Jomo Kenyatta Road||1423, Malindi||(042)31269 / 31270 / 2011053 / 07753960092|
|Kilifi||Mtwapa||Shella Properties Ltd||1423 Malindi||020-2588865|
|Tana River||Hola||Rayaan Complex, Hospital Rd||1423 Malindi||020-8032490 / 2011050|
|Lamu||Lamu||Zawadi Hse (Sea front Rd)||358-80500 Lamu||041-2011052|
|Taita Taveta||Voi||Mughonyi Plaza,1st Fl||471-80300 Voi||(043)2030052 / 2030547(020)2437484|
|Taita Taveta||Taveta||Taveta Sub County Hospital||31 Taveta||0721820409|
|Garissa||Garissa||Northern Site Bd, Sankuri Road||107-70100 Garissa||(046)2102020 / 2102049(020)2524608|
|Wajir||Wajir||Nasib House Hospital Road||239-70200 Wajir||(020)2524607|
|Mandera||Mandera||Haji Mohamed Ibrahim Bd||525-70300 Mandera||(020)2383265|
|Marsabit||Marsabit||Dadacha Hse||378 Marsabit||057-2513758|
|Marsabit||Moyale||Sharif Guest Hs opposite Moyale Police station||278 Moyale||061-2308632|
|Isiolo||Isiolo||Ibada Plaza, 2nd Flr||476 Isiolo||061-2303451|
|Meru||Meru||NHIF Building, Tom Mboya Street||2193, Meru||(064)3130137 / 3130629(061)2311052|
|Meru||Maua||Maua Methodist Hospital||437 Maua||020-8001920|
|Tharaka Nithi||Chuka||Mombasa Hse near Equity Bank||414 Chuka||(061)2303500771263765|
|Embu||Embu||Eastern Emporium, 1st floor, Kenyatta highway||1315- 60100 Embu||(068) 2230062 / 2230546(061)2311053|
|Kitui||Mwingi||Osavinya Bd, 1st floor||1466 Kitui||(020)2323071|
|Kitui||Mutomo||Mutomo Hospital||1466 Kitui||020)2323072|
|Machakos||Machakos||KCB 3rd Fl, Syokimau Rd||2017-90100 Machakos||(044)2021043 / 2021686(057)250|
|Machakos||Matuu||Bidii Textile bldg.Gatangi rd||2017 -90100 Machakos||0773985933|
|Machakos||Kangundo||Homeland Plaza Tara-Kangundo Rd||2017-90100Machakos||0771237651|
|Machakos||Mwala / Masii||Peter Mulei Bldg Masii –Tawa Rd||2017-90100Machakos||0771648758|
|Makueni||Makueni||Double K Plaza (Punda Rd)||********||0774261541 / (020)2360350|
|Makueni||Makindu||Siesta Guest House, 1st floor||211 Makindu||(020)2413220 / 0720248356 / 0774261550|
|Makueni||Kibwezi||Mohammed Omar Building (Kibwezi Rd)||********||0775869174|
|Nyandarua||Ol’Kalou||Business Park Bldg, 1st flr||602-20303 Ol’Kalou||020-26111870771290087|
|Nyeri||Nyeri||Lwale place, 1st floor, Kimanthi Way, Field Marshall Mutungi rd||658-10100, Nyeri||(061)-2032899 / 2030957|
|Nyeri||Othaya||Nyeri CoopUnion Hse, Grd Floor, Othaya -Mukurwe-ini Rd||670-10106 Othaya||(020)- 2665055|
|Kirinyaga||Kerugoya||Ushirika Bank Building, 1st fl. Kerugoya / Kutus Rd||510 -10300Kerugoya||(077)1067992|
|Kirinyaga||Mwea||Digital Complex (Makutano / Mwea Rd)||32 -10303 Wanguru||(020)2465272|
|Murang’a||Muranga||Arahuka Building 2nd floor, Kenyatta Highway||534 -10200 Muranga||(061)- 2307610|
|Kiambu||Kiambu||Mapa House, lower Grd, Biashara Street||254, Kiambu||(066) 2022137 / (020) 8055793 / 2022057|
|Kiambu||Limuru||Njegi Plaza 3rd Fl, Market Street||1250 Limuru||(020)3545484 (066)2501262|
|Kiambu||Thika||Nellion Centre, Kenyatta road||P / Bag, Thika||(067)-2222271 / 2231446, 020-2039910|
|Kiambu||Ruiru||Central Plaza, 2nd flr Ruiru-Githunguri Rd||1944-00232, Ruiru||020-2385345|
|Turkana||Lodwar||Africana Bldng||471-30500 Lodwar||(054)2221011 0770914918|
|West Pokot||Kapenguria||Kazeto Building||63 Kapenguria||07708674210721354219|
|Samburu||Maralal||Siambu Plaza||P.O. Box 205-20600 Maralal||077 460 9439 / 077 601 8985|
|Samburu||Wamba||Catholic Hospital Wamba||P.O. Box 205-20600 Maralal||077 460 9439 / 077 601 8985|
|Trans Nzoia||Kitale||Trans Nzoia Teachers plaza, Mazingira Rd||921-30200 Kitale||(054)31841 / 879|
|Uasin Gishu||Eldoret||KVDA Plaza, Grd floor||3091 Eldoret||(053)2030749 / 2061400|
|Uasin Gishu||Eldoret||KVDA Plaza, Grd floor||3091 Eldoret||(020)2148635 / 2688748|
|Elgeyo Marakwet||Iten||Baraka Plaza||370 Iten||0773 781 133|
|Elgeyo Marakwet||Kapsowar||Baraka Plaza||********||0773 781 133|
|Elgeyo Marakwet||Kapsowar||Baraka Plaza||********||020)2148635|
|Nandi||Kapsabet||Kapsabet Post Office Bldg (Alfred Bungei Rd)||120 Kapsabet||(020)2646746(053)5252320 / 8013360|
|Nandi||Nandi Hills||Nandi Hills Plaza||302 Nandi Hills||(053)8001686 / 5252320|
|Baringo||Kabarnet||Mart Properties Ltd||310-30400 Kabarnet||(053)8000312 / 21844|
|Baringo||Eldama Ravine||KCB Bd 2nd Fl, Mercy Hosp. Road||1048-20103 Eldama Ravine||(051)752122|
|Laikipia||Nanyuki||Laipha Hs 2nd Fl, Laikipia Road||673-10400 Nanyuki||(020)2198401(062)31400 / 01|
|Laikipia||Nyahururu||Kimwa Centre, 1st floor, Nyeri Nyahururu Highway||2237-20300||(020)- 2620705051-8007099|
|Nakuru||Nakuru||AFC Bldg, 1st Fl, Kijabe Rd||155-20100 Nakuru||(051)2211118 / 2213278 / 8007494|
|Nakuru||Olenguruone||AIC Church Building, Ground flr||277 Olenguruone||051-80098920713117214|
|Nakuru||Molo||Cooperative Bank Building, 1st floor||60 Molo||0770380263|
|Nakuru||Naivasha||Jubilee Mall, 2nd floor||1981 Naivasha||(050)2020818 / 2021489|
|Nakuru||Barclays Bank Building||1981 Naivasha||1981 Naivasha||0722454284 / 0733345309|
|Narok||Narok||Maa Towers 1st floor, Nairobi – Bomet Road||918 Narok||0773881838 / 0775513014|
|Narok||Kilgoris||Kilgoris Business Centre||149 Kilgoris||0770 585 078|
|Kajiado||Kajiado||Hibo House 1st floor, Namanga Rd||30, Kajiado||020-23040110710 376931|
|Kajiado||Loitoktok||Emparakuoni Plaza, ground Flr||540-00242 Kitengela||0770145754|
|Kajiado||Kitengela||Kitengela Plaza 1st Flr, Kitengela-Namanga Rd||540-00242 Kitengela||(045)-6620004 / 5 / 68055774|
|Kajiado||Ongata Rongai||Rescom / National Building 1st floor, Magadi Road||231-00511 Ongata Rongai||(020)2465599|
|Kericho||Kericho||Koineei Plaza 2nd floor temple Rd||1948 Kericho||(052)2020518 / 2020618 / (051)8007097|
|Bomet||Sotik||Bureti Tea Growers Sacco Bldg||321, Sotik||0770348695 / 700|
|Bomet||Bomet||Aggie Plaza||538 -20400 Bomet||020-2531445|
|Kakamega||Kakamega||Mega Mall, 2nd floor||280-50100 Kakamega||(020) 2351271|
|Kakamega||Mumias||Bemak House, 2nd floor off Nabongo Road||967-50102 Mumias||(056) 641484 (056)641005|
|Vihiga||Vihiga||Cherry House, Ground floor||1449 Maragoli||(020)2063909|
|Bungoma||Bungoma||Daimah Plaza (Bungoma-Kanduyi Rd)||627-50200, Bungoma||(057)2504425|
|Bungoma||Webuye||Bettylyne Bd, Gd Fl, Webuye Bungoma Road||627 – 50200, Bungoma||(020)2139955|
|Busia||Busia||Ingonyera House, 2nd floor, Kisumu – Busia Road||746 Busia (K)||(055) 2222024|
|Siaya||Siaya||Siala Plaza 1st floor, Court Road||268-40600 Siaya||(057)- 2524078 / 5321300|
|Kisumu||Kisumu||Re-insurance Plaza, Grd Floor, Oginga Odinga||231-40100 Kisumu||(057)2020638 / 2020028 / 2500640|
|Kisumu||Kisumu||Re-insurance Plaza, Grd Floor, Oginga Odinga street||231-40100 Kisumu||(057)2020638 / 2020028 / 2500640|
|Homabay||Homabay||Coldsprings Bldg1st Floor||47 Homabay||0775369644|
|Homabay||Oyugis||Olando Plaza grd flr||74-40222 Oyugis||(020)20180670705813796|
|Homabay||Mbita||Mbita Dist. Hosp, Adm. Block||50 Mbita||07222351440722482496|
|Migori||Migori||Amicus Plaza 2nd floor||1183-40400 Migori||(059)20174 / 20927 / (020)8065903 / 042348712|
|Kisii||Kisii||Ouru Complex 1st floor, Kisii- Ksm Rd||3466-40200 Kisii||(058)2030426|
|Nyamira||Nyamira||Sakami Hse, 1st Floor (main street)||962 -40500Nyamira||(020)80641280775369601|
|Nairobi||Nairobi||NHIF Car Park Bg, Gd Floor||30443-00100 NRB||(020) 2723255 / 6|
|Nairobi||Kenyatta||KNH Hospital||30443-00100 NRB||(020) 2723305|
|Nairobi||Eastleigh||Sunrise Shopping Mall||7468-00610 NRB||(020) 8055788|
|Nairobi||Pumwani||Pumwani Maternity hosp.||1177-00515 Buruburu||020-67632972371981|
|Nairobi||Westlands||Bandari Plaza, 1st Fl, Woodvale Groove||719-00606 Nairobi||(020)4452462 / 4449922|
|Nairobi||Kangemi||Palace Bldg Opp Cooperative Bank||719-00606 Nairobi||(020)4452462 / 4449922|
|Nairobi||Buruburu||Buruburu Business Complex, 3rd flr Mumias Rd||1177-00515 Buruburu||(020)-2465577 020-7786690|
|Nairobi||Gikomba||Gikomba House Kombo Munyiri Road||1177-00515||(020) 2047161 / 2210026|
|Nairobi||Mama Lucy Kibaki Hospital||Mama Lucy Kibaki Hospital, Spine Rd off Kangundo Rd||1177-00515 Buruburu||020 – 2659608|
|Nairobi||Industrial Area||Liberty Plaza Opp Imara Daima Junction off Mbs Rd||143-00507 Viwandani||020 - 2538871|
|Nairobi||Ruaraka||Sabaki Centre, 1st Floor, Outering Rd||1105-00618, Ruaraka||(020)- 2465578|
|Phone||: (020) 272 3246|
|: (020) 272 3281/2|
|: (020) 272 3290|
|: (020) 272 3296/7|
|: (020) 272 2527|
|: (020) 271 4793|
|: (020) 271 4794|
|: (020) 271 4804|
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